Through initiatives in interest-free microfinance, free education, community development, and the inclusion of marginalized groups, Akhuwat has been dedicated to empowering underprivileged communities since 2001.
Enables deserving students across Pakistan to break the cycle of intergenerational poverty by providing them with high-quality, fee-free education.
Distributes gently used household goods and clothing to those in need, maintaining dignity and respect in the process.
Supports Khwajasiras (transgender people) by giving stipends, free medical checkups, training, and creating a community where everyone feels included.
Works with local communities to find, plan, and carry out solutions that meet their own needs.
Helps people during natural disasters like earthquakes, floods, and COVID-19 by giving them relief and support to rebuild their lives.
The Akhuwat Foundation offers personal loans for up to Rs. 2.5 million. Your income, credit history, debt-to-income ratio, and employment status, among other factors, determine your loan eligibility. The age range for these individuals must be between 24 and 60. You can monitor the progress of your loan application by using the Akhuwat Foundation’s website, which provides you with information in real time and keeps you informed at all times.
The Akhuwat Foundation offers personal loans for up to Rs. 2.5 million Your income, credit history, debt-to-income ratio, and employment status, among other factors, determine your loan eligibility. These people must be between the ages of 24 and 60. The Akhuwat Foundation’s website lets you keep track of the progress of your loan application, giving you real-time information and keeping you in the loop at all times.
You can get a personal loan from the Akhuwat Foundation for up to Rs. 2.5 million. Your income, credit history, debt-to-income ratio, and employment status, among other factors, determine your loan eligibility. The age range for these individuals must be between 24 and 60. You can monitor the progress of your loan application by using the Akhuwat Foundation’s website, which provides you with information in real time and keeps you informed at all times.
The Akhuwat Foundation offers wedding loans to cover all of your costs so that your big day goes exactly as planned. You have 10 to 36 months to repay the loan, which can be as much as PKR 6,000,000. These loans do not require collateral, and for repeat customers, funds typically arrive within 24 hours. This makes managing your wedding finances simple and stress-free.
The Akhuwat Foundation offers auto loans with annual interest rates as low as 1% that can cover the full cost of driving your vehicle. You can choose a loan term that works for your budget if the repayment choices are flexible. Loans are approved quickly due to the simple application process, and current customers typically receive their funds within 48 hours. Getting the car of your dreams is simple and stress-free with Akhuwat Foundation.
Every month, Akhuwat works to fight poverty and reaches new goals through its different programs.
Everything You Need to Know About Making a Difference
Please go to the Akhuwat branch closest to you to make an application for a loan. Please be aware that no online platform offers loans from Akhuwat.
"In addition to microfinance, Akhuwat runs various initiatives such as Akhuwat Education Services, the Khwajasira Support Program, the Clo
There are Akhuwat Islamic Microfinance offices all over Pakistan. In all Pakistani provinces, including Gilgit-Baltistan and Azad Kashmir, there are over 870 branches spread across more than 450 cities.
"You can donate to Akhuwat by selecting your preferred program and payment method on our website. Simply go to our donation page, select your cause, and easily contribute. For any assistance, feel free to contact our team."
With a focus on empowering individuals and communities, Akhuwat provides interest-free loans primarily for microenterprises, small businesses, education, health care, and housing.
Applicants can apply by visiting an Akhuwat office, attending a community meeting, or through our website, where they can find application forms and details on the submission process.
Basic documentation includes a valid ID card, proof of residence, and a business plan or detailed description of how the loan will be utilized, depending on the loan type.
Repayment terms are flexible and designed to accommodate the borrower’s financial situation, typically structured in monthly installments.
No, Akhuwat doesn’t need traditional collateral. It focuses on trust and community support.
Yes, Akhuwat actively encourages women to apply for loans, offering various programs specifically designed to support women entrepreneurs and individuals.
Akhuwat tries to finish the review and give out money quickly, usually within a few weeks, but the time can change.
Yes, Akhuwat provides loans for educational purposes, supporting individuals seeking to further their studies or vocational training.
Akhuwat helps borrowers who are having trouble repaying their loans by adjusting the repayment schedule to make it easier for them.
Akhuwat operates across Pakistan, with numerous branches and field offices in both urban and rural areas.
Akhuwat ensures borrowers pay back loans by staying connected with the community, reminding them of their responsibility, and checking in regularly.
Yes, Borrowers who have paid back their loans can apply for more loans. They might get approved for higher amounts based on how well they repaid their previous loans.
Akhuwat’s funding comes from a combination of individual donations, community contributions, and partnerships with local and international organizations.
Yes, Akhuwat provides training and support services to help loan recipients improve their business skills and increase the success of their ventures.
You can help by donating, volunteering, or starting an Akhuwat chapter in your community. Visit the Akhuwat website for more information.
This website provides information and facilitates application for interest-free microfinance loans under the name “Akhuwat Microfinance Loan.” While we are an independent platform and officially affiliated with the Akhuwat Foundation, we offer genuine loan programs for housing, business, and education.
We are committed to transparency and encourage applicants to verify all details carefully. Loan approvals and disbursements are subject to our independent evaluation process.
Please reach out to us directly through the application channels on this site for assistance with your loan application.
Akhuwat Islamic Microfinance (AIM) has been the cornerstone of our efforts since its launch in 2001. To date, it has disbursed more than PKR 230 billion in interest-free loans to 4 million families across Pakistan. Beyond microfinance, Akhuwat also works in the field of education under the umbrella of Akhuwat Education Services (AES). With a network of schools and colleges, Akhuwat ensures that children from underserved communities have access to quality education. Other projects include Akhuwat Clothes Bank (ACB), Akhuwat Khwajasira Support Program (AKSP), Akhuwat Relief and Disaster Management Program (ARDM) and Akhuwat Community Development Program. All of Akhuwat’s initiatives work with the common objective of creating a poverty-free and prosperous society.
Before establishing Akhuwat, Dr. Saqib served in the Civil Services of Pakistan in the District Management Group (DMG). He also served as the General Manager of the Punjab Rural Support Program (PRSP). He had witnessed the devastating impact of poverty which encouraged him to dedicate his life to alleviating the suffering of the poor. One of Akhuwat’s initial loans was granted to a widow from Rasool Park where she was presented with Rs. 10,000 (USD 200 at the time) in the form of an interest-free loan. She bought herself two new sewing machines with this amount, earned a decent living, sent her children to school, and married her daughters in a simple wedding ceremony. She returned after 6 months to return the loan along with a request to give this money to someone else in need.
For the first eighteen months, Akhuwat didn’t have a proper office and was managed from a small cabin within the premises of PRSP. However, Mawakhat, the spirit of solidarity, and the commitment of the Akhuwat team persevered. More than two decades later, Akhuwat has disbursed more than PKR 230+ billion and opened offices in 350+ cities in Pakistan. Akhuwat has also spread its roots to other areas of life, such as education, healthcare, community development, and post-disaster rehabilitation.
